Catering Insurance

The catering business can involve a lot of risk. Caterers work on other businesses’ property and perhaps even in their kitchens, and rely on suppliers and other vendors to furnish the necessary items to provide food. With so much happening—between supplying food, preparing it, transporting it, and serving it to customers—much can unexpectedly go wrong. All of these variables put you at risk, so it is a good idea to make sure you are covered against possible problems with catering insurance.

Catering Insurance Policy Features

If you have employees, you need workers compensation coverage, and of course your own equipment should be covered. General liability coverage exists as well, to cover any damages you might cause (such as your heating units catching the building on fire).

If you serve alcoholic beverages you will need coverage for that as well, as there are more risks and exposure when alcoholic beverages are involved in to a business.

As a business owner, you will need coverage for yourself to take care of loses you might incur due to lost income. Mechanical breakdown, storms, and vehicle trouble are just a few things that could negatively affect your ability to render your catering services.

For a food services industry, liability is always a concern. Lawsuits arising from food poisoning (due to negligence or from mistakenly serving contaminated food) can cause a modest business with irreparable harm. A general small business liability policy will cover the basics, but there are other liabilities such as using a vehicle you don't own, having employees use those vehicles, and accidently damaging property when providing your services.

Call KMK Commercial Lines Insurance Agency Inc. today to find out what the best catering insurance policies are available for your situation. Our professional staff will guide you through the process of making sure you are covered for anything that might arise in your catering business. Existing customers can call our office for an update, and new customers can call to find out what we have available to fit your catering insurance needs.

Our Locations

Rancho Cucamonga Office

9475 Haven Ave
Suite 100
Rancho Cucamonga, CA 91730
Main office: 909-222-1159
Toll free: 800-349-7797
Fax: 866-204-4093

Corporate Office

515 Flower Street
36th Floor
Los Angeles, CA 90071
Main office: 800-349-7797

Illinois Office

10 South Riverside Plaza
Suite 875
Chicago, IL 60606
Main office: 800-349-7797

Irvine Office

19800 MacArthur Blvd Suite 300
Irvine, CA 92612
Main office: 909-222-1159
Toll free: 800-349-7797

Miami Office

1221 Brickell Avenue
Suite 900
Miami, FL 33131
Main office: 800-349-7797

Nevada Office

6671 S Las Vegas Blvd
Blgd. D #210
Las Vegas, NV 89119
Main office: 800-349-7797

New York Office

80 Broad Street
5th Floor
Manhattan, NY 10004
Main office: 800-349-7797

San Bernardino Office

473 E Carnegie Dr
Second Floor
San Bernardino, CA 92408
Main office: 800-349-7797

Texas Office

111 Congress
Suite 400
Austin, TX 78701
Main office: 800-349-7797

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