Pharmacist Insurance

Healthcare-related lawsuits are always a possibility for those in the medical field, and as a pharmacist you have as much risk as any other medical professional. Many pharmacists work in an office or for a large drug store chain, and these stores require appropriate coverage. If you are an independent pharmacist with your own small business, however, your pharmacy insurance needs to cover both yourself as a pharmacist and your business.

Pharmacist Insurance Features

If you are the business owner, you need general business insurance (like a business owners’ policy or BOP), commercial property insurance for an office space, worker's compensation insurance for employees, and liability coverage.

Liability coverage can cover an accident at your business, and it can cover you against malpractice lawsuits. The possible mistakes in the pharmacy industry exceed those in other businesses in risk and severity—the fact that pharmacists can have a direct effect on peoples’ health magnifies their liability. You need insurance protection if you or an employee makes a mistake.

An insurance policy will cover the cost of defending your case if you are sued. Most policies will give you deposition representation, and defendant expense coverage is also available. Depending on your state, some policies also cover your professional license. Each state has its own rules, so check with the states where you offer services to clients, and speak to one of our agents if you have questions. There are policies available that will cover you as an individual pharmacist, as well as policies for the business itself, and KMK Commercial Lines Insurance Agency Inc. agents can help you make the right choices on the coverage you need.

Call our office today to find out what coverage you need for your pharmacy insurance. Our staff will be happy to help you find the best coverage for your situation, whether you are an individual within a larger organization or you own the business. Call us to make sure you have the best possible coverage to protect yourself against all the risks of operating your business.

Our Locations

Rancho Cucamonga Office

9475 Haven Ave
Suite 100
Rancho Cucamonga, CA 91730
Main office: 909-222-1159
Toll free: 800-349-7797
Fax: 866-204-4093

Corporate Office

515 Flower Street
36th Floor
Los Angeles, CA 90071
Main office: 800-349-7797

Illinois Office

10 South Riverside Plaza
Suite 875
Chicago, IL 60606
Main office: 800-349-7797

Miami Office

1221 Brickell Avenue
Suite 900
Miami, FL 33131
Main office: 800-349-7797

Nevada Office

6671 S Las Vegas Blvd
Blgd. D #210
Las Vegas, NV 89119
Main office: 800-349-7797

New York Office

80 Broad Street
5th Floor
Manhattan, NY 10004
Main office: 800-349-7797

San Bernardino Office

473 E Carnegie Dr
Second Floor
San Bernardino, CA 92408
Main office: 800-349-7797

Texas Office

111 Congress
Suite 400
Austin, TX 78701
Main office: 800-349-7797

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