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Professional Liability

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At KMK Commercial Lines Insurance Agency Inc., we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, KMK Commercial Lines Insurance Agency Inc. recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with KMK Commercial Lines Insurance Agency Inc. today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

Rancho Cucamonga Office

9475 Haven Ave
Suite 100
Rancho Cucamonga, CA 91730
Main office: 909-222-1159
Toll free: 800-349-7797
Fax: 866-204-4093

Corporate Office

515 Flower Street
36th Floor
Los Angeles, CA 90071
Main office: 800-349-7797

Illinois Office

10 South Riverside Plaza
Suite 875
Chicago, IL 60606
Main office: 800-349-7797

Irvine Office

19800 MacArthur Blvd Suite 300
Irvine, CA 92612
Main office: 909-222-1159
Toll free: 800-349-7797

Miami Office

1221 Brickell Avenue
Suite 900
Miami, FL 33131
Main office: 800-349-7797

Nevada Office

6671 S Las Vegas Blvd
Blgd. D #210
Las Vegas, NV 89119
Main office: 800-349-7797

New York Office

80 Broad Street
5th Floor
Manhattan, NY 10004
Main office: 800-349-7797

Texas Office

111 Congress
Suite 400
Austin, TX 78701
Main office: 800-349-7797

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